Low Down Payment Programs There are first-time buyer programs that let you buy with as little as three percent down. Some even offer grants or forgivable loans to help cover your costs.
Seller Financing and Creative Solutions Some sellers are willing to work with buyers to create custom payment plans. Others may offer credits to help with closing costs. A great agent can help uncover these opportunities.
Lender Help with Closing Costs. Even if you have limited savings, some lenders allow you to finance closing costs or roll them into the loan.
Fix Your Credit While You Shop. You do not need perfect credit to buy. A strong agent and lender team can help you get qualified or show you how to fix key issues while preparing to buy.
Get Preapproved. Preapproval gives you peace of mind and buying power. You will know exactly how much home you can afford and be ready to act fast when the right one comes along.
Work with a Buyer-Focused Agent Not all agents are the same. Look for a team that offers a step-by-step plan, knows local programs, and is committed to helping you find your best path to homeownership.
Why getting pre-approved is more than a number and how it helps Roseville home buyers shop smarter
How to Make the Right Choice for Your Home, Finances, and Fresh Start
How to Protect Your Credit, Secure Financing, and Start Fresh with Confidence
Tips to Maximize Value, Reduce Stress, and Keep the Process Fair
Why Addressing the Family Home Is One of the Most Important Steps in Your Divorce
How to Avoid Financial Surprises When Your Name Is Still on the Loan
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uly 4th, 2025 is almost here! There are endless things to do in and around the Roseville area!
At Founded Realty, giving back is not a side project, it’s at the heart of everything we do.
Whether you're moving in 9 days or 9 months, contact us so we can help you make a smooth move to Roseville, CA.